Rates

	Savings Rates
	
				Account Type:
				APR%*
				APY%**
			
				Dollar Dog, Student, Senior
				0.02 %
				0.02 %
			
				Senior Savings (balances of $5 - $99)
				0.02 %
				0.02 %
			
				All Savings/IRAs ($100 - $999)
				0.02 %
				0.02 %
			
				All Savings/IRAs ($1,000 - $9,999)
				0.02 %
				0.02 %
			
				All Savings/IRAs ($10,000+)
				0.06 %
				0.07 %

	Money Market Rates
	
				Account Type:
				APY%**
			
				AurMoney Market Account ($10,000 - $49,999.99)
				2.0 %
			
				AurMoney Market Account ($50,000 - $99,999.99)
				2.5 %
			
				AurMoney Market Account ($100,000+)
				3.0 %
			
				Loyalty Market Account ($10,000 - $49,999.99)
				3.0 %
			
				Loyalty Market Account ($50,000 - $99,999.99)
				3.5 %
			
				Loyalty Market Account ($100,000+)
				4.0 %

	Checking Rates
	
				Account Type:
				APR%*
				APY%**
			
				Everyday Checking
				No min. balance %
				No min. balance %
			
				Everyday Plus Checking (min $500)
				0.010 %
				0.010 %
			
				Investor ($0 - $1,999.99)
				0.010 %
				0.010 %
			
				Investor ($2,000 - $14,999.99)
				0.010 %
				0.010 %
			
				Investor ($15,000 - $49,999.99)
				0.034 %
				0.04%
			
				Investor ($50,000 - $99,999.99)
				0.074 %
				0.08%
			
				Investor ($100,000+)
				0.090 %
				0.100 %

	Term Share Certificate Rates
	
				Account Type:
				APR%*
				APY%**
			
Month
50 %
50 %
			
Month
50 %
50 %
			
Month
00 %
00 %
			
Month
47 %
50 %
			
Month
22 %
25 %
			
Month
98 %
00 %
			
Month
40 %
40 %
			
Month
50 %
50 %

Vehicle Loan Rates

Vehicle loan rate as low as 6.24% APR

Rate reflects 0.25 point discount for direct deposit with checking.

*APR = Annual Percentage Rate. Mileage must be less than 70,000 to qualify for 72-month financing. Loan amounts of $25,000 or more may qualify for 76-month financing. Loan amounts of $30,000 or more may qualify for 84-month financing. All rates are subject to application and credit approval. Other rates and terms are available. APR may adjust depending on credit history and loan to value.

Unsecured Loan Rates

From 6.99 % to 18.50 % APR

	HELOC
	
				LTV
				Rate
			
				Up to 50 %
				6.49% - 11.25 % APR
			
				50 % to 80 %
				6.75 % - 13.75 % APR

	Fixed-Rate Home Equity
	
		
				Term
				Up To
				Rate
			

		
				Up to 5 Year
				Up to 80 %

Up to 90 %
				6.24 % - .9.74 % APR
6.74 % - 10.25 % APR
			

				6 - 10 Year
				Up to 80 %
Up to 90 %
				6.74 % - 10.99 % APR
7.74 % - 12.99 % APR
			

				11 - 15 Year
				Up to 80 %
Up to 90%
				7.49 % - 11.24 % APR
7.74 % - 12.99 % APR
			

	

Account Type:	APR%*	APY%**
3 Month	1.50 %	1.50 %
6 Month	2.50 %	2.50 %
12 Month	3.00 %	3.00 %
18 Month	2.47 %	2.50 %
24 Month	2.22 %	2.25 %
36 Month	1.98 %	2.00 %
48 Month	1.40 %	1.40 %
60 Month	1.50 %	1.50 %