Privacy Policy

FACTS

WHAT DOES AURGROUP FINANCIAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Income
Account Balances and Payment History
Credit History and Credit Scores

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons AurGroup Financial Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does AurGroup Financial Credit Union share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies.	Yes	No
For our affiliates everyday business purposes- information about your transactions and experiences	Yes	No
For our affiliates everyday business purposes- information about your creditworthiness	No	We Don't Share
For our affiliates to market to you	No	We Don't Share
For our nonaffiliates to market to you	No	We Don't Share

To limit our sharing

Call: 1-800-992-9593 or

Visit us online: www.aurgroup.org

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call: (888) 442-7998 or

Visit us online: www.aurgroup.org

Who we are
Who is providing this notice?	AurGroup Financial Credit Union

What we do
How does AurGroup protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does AurGroup collect my personal information?	We collect your personal information, for example, when you: Open an account or Deposit money Pay your bills or Apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affilliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include non financialcompanies, such as our data processor.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. AurGroup Financial Credit Union does not share with non affiliates.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies and credit card companies.