Credit Builder

Credit Builder Loan

Discover our Credit Builder Loan, a powerful tool designed to help you build credit and save money. Whether you’re just starting out or need to repair some credit mistakes, AurGroup is here to assist you on your journey to financial stability.

This unique loan helps establish good credit and helps build a little savings, too.

HOW DOES IT WORK?

AurGroup gives you a one-year loan for $500. This money is placed in a savings account that you can’t access. You make timely loan payments, including a small amount of interest. Each month, we’ll report your good payment record to the credit bureaus. In just one year, you will have established a solid credit history and saved $500! You can then choose to take that $500 or continue the loan. If you choose the latter, you’ll receive another $500 loan, just like before. That means in a short time,  you’ll have 2 years of good credit history and $1,000 saved!  Imagine the possibilities, like a down payment on a car, perhaps?

Ready to start on your credit-building journey? Applying for a Credit Builder Loan is a breeze-simply give us a call at (513) 942-4422 or visit one of our offices. We're here to walk you through the process.

How Do I Build Credit?

Repairing Credit

TERMS AND CONDITIONS

Offer subject to change without notice. Must be 18 years or older.  Based on the rate of 5.02% APR, the total interest paid would be $13.70 with a year term. A savings account earns the current rate of interest. If loan payments default, the member receives only what has been paid, which results in less interest. AurGroup reports to TransUnion.