Investments
Investments
Whatever your investment needs, AurGroup can help provide you with solutions. We offer a variety of guaranteed deposit accounts that make investing your money easy.
AurGroup also provides other types of on-site financial services to members. Whether you want to save for retirement, college or other reasons, AurGroup provides you with the opportunity to meet with a Certified Financial Planner to discuss your investment options.
Term Share Certificates
Term Share Certificates are a great way to maximize your earnings by investing your funds for a specific period. Various terms (3-60 months) are available with a minimum deposit of $500.
Jumbo Certificates are also available for balances of $100,000 and earn 1/4% higher interest on the term selected.
Dividends are paid monthly on the daily certificate balance. As with any certificate program, there are penalties for early withdrawal.
Money Market Accounts
If you want to earn more on your money without locking it in for a set period, consider a Money Market Account with AurGroup. A Money Market Account (MMA) shares similar traits as a savings account or certificate of deposit but offers unique benefits:
Easy Access: Unlike a certificate of deposit, you can access the money in your MMA anytime. Knowing you can get the funds if needed gives you peace of mind.
Interest: These accounts typically earn a higher rate than a regular savings account.
Diversification of Assets: Don't put all your eggs in one basket. A MMA is an excellent way to mix up your savings strategy without taking on risk.
Money Market Account with AurGroup is a low-risk investment. Plus, every penny is insured. Each AurGroup account is insured up to $250,000 by American Share Insurance.
Individual Retirement Accounts
Want to save for retirement, your first home, or your education goals? A credit union IRA offers a way for you to meet your long-term savings goals. AurGroup offers Traditional, Roth and Education IRAs. IRA Certificates are also available in various terms and require a $500 minimum deposit. Some restrictions apply; consult your tax advisor to determine which IRA is best for you.
Financial Planning
Financial Planning services are available to help credit union members organize their financial affairs and plan for the future. Our Director, Steve Seward, CFP, CFS, will help members with such issues as money management, retirement planning, education funding, estate planning, insurance planning, and investment planning.
For more information, visit Lifepoint Financial Solutions.